Gretchen Smith, founder of Code of Vets, describes the work they do to provide financial assistance to veterans who are in difficult temporary situations. Examples include veterans who are laid off or are suffering from service-related disabilities and have had utility service shut off or are in need of money for groceries. Smith explains how they identify legitimate needs, vet the applications to avoid fraud, and provide financial assistance quickly (often in one day). She also discusses why veterans in particular are often in need after their military service.